Nov 19
Fun things to do in Cape Town

Cape Town, also known as The Mother City, is known globally for its natural beauty and rich history. This is South Africa's legislative capital, a coastal city in the Western Cape and now the new home of Rosebank College, an educational brand of The Independent Institute of Education (The IIE).

With the December holidays upon us, why not a consider a sho't left to Cape Town. If you enjoy the outdoors and exploring new places, then try out our list of fun things to do.

Hike Lion's Head 

Looming above Cape Town and the surrounding ocean like a sentinel, Lion's Head is an iconic part of the city. Lion's Head offers panoramic views of the city, Table Bay and the Atlantic Ocean which is why it is so popular with hiking enthusiasts. Though Lion's Head is a relatively short and easy hike, it is not to be underestimated.

Picnic at Kirstenbosch Gardens 

If you would like to enjoy the great outdoors, have a picnic at the flowery meadows of Kirstenbosch and take a leisurely stroll through the magnificent garden. This is the perfect spot to observe nature at its best. Every year between November and March, Kirstenbosch hosts the ever-popular Summer Sunset Concerts where a mixed line-up of international and local talent takes to the stage every Sunday to entertain the crowds amid the lush gardens.

Sunset Yoga Class on Clifton Beach 

Cape Town has so many beaches to choose from. Clifton is an affluent suburb of Cape Town with sweeping views of the Atlantic Ocean. Clifton Beach was rated as one of the Top Ten Beaches by the Discovery Travel Channel in 2003 and 2004. In 2005 and 2006 it was rated by at number 8 in the Top 10 Topless beaches in the world. Do a sunset yoga class on Clifton Beach to unwind and release tension.

Take a trip up the Table Mountain Cableway 

The Table Mountain National Park is a World Heritage Site. Whether you are a tourist or a local, visiting the Table Mountain National Park has got to be on your to-do list when visiting the Mother City. The park spans all the way from the iconic Table Mountain right across to the cliffs at Cape Point. You can either backpack and hike up one of the many hiking trails or take a breezy trip up on the Table Mountain Aerial Cableway.

Ferry to Robben Island 

Ferries depart for Robben Island from the Nelson Mandela Gateway at the V&A Waterfront at 9am, 11am and 1pm daily depending on the weather. The trips to and from the island last about three-and-a-half hours. Gates close 10 minutes prior to boarding, so it's best to arrive early.

Take a stroll along Bloubergstrand Beach 

Dig your heels into the whitewashed sand of Bloubergstrand (Blue Mountain Beach). Take-in the iconic view of Table Mountain, while you take a dip in the blue Atlantic Ocean.

Wine tasting at a wine farm 

Get on board the wine tram in Franschhoek. The quaint, small village of Franschhoek is the perfect place to move away from the busy city to enjoy 8.5 hours touring around one of the most serene wine valleys in South Africa. With various lines to choose from, immerse yourself in an entire day of world-class wine tasting at a selection of over 22 award winning vineyards. Be led by an experienced guide who will elaborate on the history of Franschhoek, as well as the farms you will be visiting.

A night out on Long Street

Cape Town has a buzzing nightlife with a variety of great restaurants to choose from. Whether it be bohemian-hipster-style gatherings or out of the ordinary club scenes, Long Street's nightlife is nothing short of awesome. Be sure to try out what Cape Town's nightlife has to offer.


Written by Karabo Keepile 

Nov 14
Exam boost: What you should be eating while you study

Exam time is almost over, and that means focusing and hanging in there. Consuming the right food during this time can really help you stay alert, engaged and awake during those long days and nights. To help you achieve the marks you want, we have put together the ideal exam diet to assist your body play its part too.

Keep hydrated

Water fast tracks the chemical reactions in our bodies and can increase the rate at which our brains process information. You should aim to drink around 2 litres of water a day for good mental health and general wellbeing. Make sure you have a water bottle at all times to meet your daily quota because dehydration can cause fatigue, forgetfulness and sluggishness.

Enjoy nuts, of all kinds

Walnuts are the best a option for brain health. Almonds and hazelnuts follow closely behind and are known to offer a high concentration of vitamin to keep you looking and feeling youthful. Peanuts are just as good to keep your brain sharp.


Whether you boil them or fry them, eggs offer a good source of vitamins B6 and B12, Folate and Choline. Prepare an egg salad or sandwich to keep your mind happy.

Fatty fish

Fatty fish has long been considered brain food. This type of fish includes salmon, trout, sardines which are all rich sources of omega-3 fatty acids. About 60% of the brain is made up of fat and half of that fat is the omega-3 kind. Your brain uses omega 3s to build brain and nerve cells and these fats are essential for learning and memory.

Leafy greens

Vegetables like broccoli, spinach and kale are packed with vitamin K, which helps build pathways in the brain, as well as naturally occurring nitrates and antioxidants.

Dark chocolate

Dark chocolate and cocoa powder are packed with brain-boosting compounds, including flavonoids, caffeine and antioxidants. The flavonoids in chocolate gather in the areas of the brain that deal with learning and memory. Researchers say these compounds may enhance memory and help slow down age-related mental decline also chocolate is a legitimate mood booster.



Written by Karabo Keepile 

Nov 13
Shaun Moleea, RC Alumnus and founder of Socioolite Travel & Tours

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We recently caught up with Shaun Moleea an RC Alumnus to learn more about his business - Socioolite Travel & Tours which he started in 2015. Shaun graduated with an IIE Diploma in Travel and Tourism Management qualification from Rosebank College in 2016. Shaun went from graduate to entrepreneur, and in our interview, he shared how he got started and what it's like running a travel business.

As we approach the festive season, Shaun is the appropriate person to get us excited about exploring our beautiful country and continent.

So, who is Shaun?

I am a self-driven hustler. I am a born entrepreneur and motivator. I'm also a hard worker and a people's person. I decided to launch my tourism company in 2015 and I have never looked back since.  I have never been employed and have managed to do quite well for myself.

What made you decide to pursue tourism in the first place?

My family has always loved traveling. I grew up traveling from as early as 5. Before I was 7 years old, I had already been to 5 countries.  I grew to really love travel and realised that travel is something I am very passionate about and something I want to pursue.

Did you know that you would one day start a travel business?

Not at all. Two years after high school I started doing community-based projects and that's where I met up with other entrepreneurs. They made me realise that you can make your dreams possible even if you don't have start-up capital. But I had no idea that I would pursue entrepreneurship this soon."

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Why was looking for a job not your first choice?

I was always outgoing and looking for a job never crossed my mind. In my second year I was already organising trips for my school mates and by then I knew that being self-employed was for me. I had already made several contacts in the South African tourism industry and had been attending travel expos since my first year. In my second year I had a very good idea of what it took to make it in the travel industry. I think that's why running my own business and doing my own thing was so easy for me."

Tell us more about your business, Socioolite Travel & Tours

We are a tour operator and booking agent. We offer the best of both worlds. We offer accommodation and flight bookings, day tours like sightseeing, shuttle services and we offer guided tours all over South Africa.

How have you found the transition from student to business owner?

It's been hard to be honest, but it's also been good. Fortunately, some of the modules that I completed in college reflected the real world, which made things a lot easier.  However, I had to develop some entrepreneurship skills on my own. I had to establish my own contacts and had to market myself and my business which was quite challenging.

What does a day look like in your business?

Well I have two types of days. It's either I wake up in the morning, go into my office, send out emails both local and international and talk to other agents. I also do some social media work or I'm out on the field. The field may be anywhere within South Africa or Africa. If I am on the field, I am guiding people or showing people places of interest.

How have you managed to grow the business?

I have been under two incubators, but 80% of the work that I have done on the business is all self-funded. The incubators helped with brochures and exposure and getting myself out there to make contacts.

My first year was the toughest. I had to register and do the legalities of the business. I had nothing, no capital but managed to hit the ground running. Lack of capital shouldn't be the reason why you don't start your own business. I guess it depends on the industry, but most industries just require your brain. At least approach people first and do your research before you worry about capital.

How do you keep the business running during the quiet seasons?

When we started, we only did day tours. Since last year we've been travelling to other African countries, an attempt to cut the seasonality gap because most SADC people travel when it's cold. We have also introduced events to fill in the gap.

How important are relationships and networks in your business?                               

It's very important especially as a black-owned business. I have never worked for anyone. It's very important to make those contacts because some people you come across have more experience than you. You may have the book knowledge which they are clueless about. So, we get to share information and they also get to guide you on how to get business and the running of the business. It's also important to get partners. When I am busy, I get my partner tour operator to help me instead of turning clients away, and if they are busy and understaffed, they can call me.

Let's talk about perseverance. Haven't you had moments when you thought this is too hard, let me just look for a job?

Yes, I have had those moments. The first year and a half was my worst ever because all the friends that I went to college with were working. They were getting money while I was at home only getting a few bucks. But perseverance is very important because I had a dream and I had 80% of the work sketched down. I knew that eventually I will have a breakthrough. I just decided to continue attending the seminars and getting as much information to run my business as possible.

I had to knock on several doors that never opened and that's when I thought I had to go and look for a job. But fortunately, things started to change.


Where do you see the Socioolite brand in the next 3-5 years?

In the next three years we are planning on branching out to Cape Town, Mpumalanga and Durban. I'm planning on securing a 50 fleet and having branches in those three major provinces as well as an office in America where we can do our own direct bookings.

What about re-investing in the business?

You must reinvest in the business before you can pay yourself. It's very important because that's how you grow. Also, I found that diversifying your business is also important to assist with business finances.

Which words of advice do you have for other aspiring entrepreneurs?

If you don't face your fears and believe in your dreams, they won't come true. I also plan to further my studies. I applied what I learnt in class, what I was reading and seeing at travel expos. School is very important because I applied a lot of what I learnt from college into my own business. I also encourage you to immerse yourself in the industry you want to break into while you are still at school.


Written by Karabo Keepile

Oct 09
Fun things to do in Port Elizabeth


If you are looking to explore South Africa then make sure to visit Port Elizabeth, a city on Algoa Bay in South Africa's Eastern Cape Province.

Port Elizabeth is one of South Africa's largest cities and has earned itself many nicknames such as The Bay, The Friendly City, The Windy City and The Ten-Minute City. Rosebank College, an educational brand of The Independent Institute of Education (The IIE) has opened a new campus in Port Elizabeth. Bringing to nine the number of IIE Rosebank College campuses in South Africa. IIE RosebanK College has campuses in Bloemfontein, Polokwane, Braamfontein, Pretoria CBD, Durban, Pretoria Sunnyside, Pietermaritzburg, Cape Town and Port ELizabeth.

Whether you are looking to live, study or work in PE, there are a variety of things to see and do. 

We have listed a few for you to explore.

Summerstrand beach

Known for its many beaches, PE is truly a port city. Visit Summerstrand beach to take in all the spectacular coastal views. Whether you choose to take in the sun while you sunbath on the beach sand, or partake in some exhilarating water sports, Summerstrand beach is a must visit location in the Friendly City.

Waterfront Boardwalk

The Boardwalk Casino and Entertainment World enjoys prime positioning along Beach Road, the motorway that separates this world-class development from the warm waters of Algoa Bay. As such, it is centrally situated and showcases gorgeous views of the Indian Ocean. There is plenty of free, secure parking and while the Boardwalk in Port Elizabeth is open-air, there are sheltered walkways that protect visitors from the rain as they pursue the many shops.

Port Elizabeth Opera House

The Port Elizabeth Opera House currently comprises of four theatres. The PE Opera House was opened in 1892 as a result many theatre literates in South Africa honour the institution with an endearment of being The Opera House. It was proclaimed a national monument in 1980. This is the longest running theatre on the continent of Africa and one of the oldest running in the Southern Hemisphere. When the theatre opened it was recognised as "The Finest theatre in all the world."

Addo Elephant National Park

Addo Elephant National Park is a diverse wildlife conservation park and is one of the country's 19 national parks. It currently ranks third in size after Kruger National Park and the Kgalagadi Transfrontier Park. Addo Elephant National Park is a great self-drive. This is an excellent way to discover the many wonders of the bush at your own pace.

Baywest Mall

If retail therapy is your thing, then make sure to visit Baywest Mall. Do lunch with friends at one of the many mouth-watering eateries, go ice-skating, watch a movie or visit the Fun Factory to choose from the various high-tech games at the arcade or the bowling alley.

Take a township tour

If you are looking to explore Port Elizabeth and really get to know the people, then make sure to visit one of the townships to get an authentic view of life in PE. Visit Nyanga, New Brighten or Zwide and don't forget to also enjoy the food. 


Written by Karabo Keepile

Sep 18
IIE Rosebank College opens a new blended learning campus in Port Elizabeth


IIE Rosebank College, an educational brand of The Independent Institute of Education (The IIE), will open its first campus in the Eastern Cape, extending the brand's footprint to six of the nine provinces in South Africa. Situated at 3 Rink Street is IIE Rosebank College's Port Elizabeth campus. This is the brand's fourth blended learning campus, after Polokwane, Pietermaritzburg and Bloemfontein and ninth campus overall.

"While IIE qualifications are accredited by the same accreditation body as any university in South Africa (the Council on Higher Education (CHE)), we believe the affordability of IIE qualifications, our campus facilities and Graduate Empowerment Programme will attract prospective students," says Greg Fillmore, Managing Director of IIE Rosebank College.

According to the "Higher Education and Skills in South Africa" report released by Statistics South Africa, more than half of the youth in South Africa have limited access to funds to study further. Creating affordable, quality education is important to ensure that all prospective students have access to education that can help them secure employment.

About the new campus


"Students today don't just live online, they also learn online. Consequently, an institution that makes it difficult for students to use mobile devices to connect with peers and online resources isn't just putting its enrolment numbers at risk. It is also doing a disservice to its current and future students," says Delvin Munsamy, General Manager at IIE Rosebank College.

"The blended model of teaching and learning offers students who are from outlying areas an opportunity to study without having to travel into the campus every day, another way in which we are extending access," adds Munsamy.

Digital learning, otherwise called online learning is a form of blended learning. This type of learning combines more traditional learning methods of sitting down in a classroom with more informal learning methods, such as collaboration and networking, all done online. The flexibility and technology-based nature of digital learning appeals to students young and old.

Study in Port Elizabeth

Port Elizabeth or PE as it's known locally, is a port city and holiday destination on the Eastern Cape Sunshine Coast of South Africa, known for its beautiful beaches, water-sports, waterfront, wildlife attractions and friendly people, hence the name Friendly City. While PE enjoys the status of being a laid-back South African coastal town, this does not get in the way of its booming industrial sector. The friendly city boasts two main industries, namely automotive and port and harbour facilities.

Major vehicle manufacturers are based in PE. With this in mind, IIE qualifications offered at this new campus have been designed to meet the city's needs, making it easier for IIE graduates to increase their chances of gaining employment. Whether you choose an IIE Bachelor of Business Administration, IIE Bachelor of Business Administration in Logistics and Supply Chain Management, Diploma in Commerce in Marketing Management or IIE Diploma in Information Technology, amongst other qualifications offered, each IIE qualification is designed to make you career ready, in line with industry standards and expectations.

Since the inception of our Graduate Empowerment Programme in 2012, IIE Rosebank College has placed over 10 700 graduates in employment to date, proof that IIE graduates meet the demands of the world of work. Through career coaching sessions, IIE graduates are taught to effectively apply and interview for employment thus empowering graduates with the tools they need to increase their chances of securing work.


Written by Karabo Keepile

Sep 18
IIE Rosebank College opens a new campus in Cape Town


Rosebank College, an educational brand of The Independent Institute of Education (The IIE), has officially opened the doors to its new campus in Cape Town. Situated at 13 Buitengracht Street, the new campus brings the number of IIE Rosebank College campuses across the country to nine.

"Our expansion strategy is to establish campuses nationally, providing access to quality, affordable education for South African youth. Since we already have campuses in Bloemfontein, Braamfontein, Durban, Pretoria CBD, Pretoria Sunnyside, Polokwane, Pietermaritzburg and Port Elizabeth - Cape Town was an automatic next choice," says Greg Fillmore, Managing Director at IIE Rosebank College.

"Online enquiries have indicated significant interest from prospective students in Cape Town. While IIE qualifications are accredited by the same accreditation body as any university in South Africa (the Council on Higher Education (CHE)), the affordability of IIE qualifications and the assistance that we offer our graduates with preparing them for the world of work are factors which will attract prospective students," says Moloko Chepape, General Manager at IIE Rosebank College.

Why choose an IIE Rosebank College campus?

CT3.jpgStudents who choose the Cape Town campus are looking to benefit from face-to-face interaction with their classmates and lecturers, a WiFi enabled campus, a well-stocked library, canteen facilities and the community feeling that comes with being a student at any IIE Rosebank College campus nationwide. These are students looking to connect with the heartbeat of the city, where our campus is located. "Being affordable and accessible is vital to achieving inclusive education that aims to provide access for all," says James Read, National Sales Manager at IIE Rosebank College.

"The Cape Town campus will offer traditional classroom learning, where classes vary from early morning to afternoon lessons," adds Read. This type of delivery also allows students the option to study part-time with classes taking place on Saturdays on selected campuses.

For those who are looking to study at their own pace, or from the comfort of their own home, there's an IIE online learning delivery option available.

Since the inception of our Graduate Empowerment Programme in 2012, IIE Rosebank College has placed over 10 700 graduates in employment to date, proof that IIE graduates meet the demands of the world of work. Through career coaching sessions, IIE graduates are taught to effectively apply and interview for employment thus empowering graduates with the tools they need to increase their chances of securing work.


About our new campus


Our Cape Town campus provides easy access to public transport options including trains, taxis and buses.

Cape Town, which is known to be an attractive destination for tourists and locals alike, offers students the best of all worlds. Whether you are looking to enjoy the beauty of Table Mountain or are looking to absorb the eclectic cultural experience that the city offers, Cape Town is the perfect location to work, study and play.

Whether you choose to pursue an IIE Degree, Diploma or Higher Certificate, each IIE qualification is designed to make you career ready, in line with industry standards and expectations.


Written by Karabo Keepile

Sep 12
Turning over a new leaf in your studies


Spring is the promise that everything can begin again, that you can let go and embrace something new.  New seasons also present an opportunity to turn a new leaf and refocus on what's important, such as your studies. So how exactly do you make sure that your leaf has turned?

Get over the past

Ok, so you haven't focused as much as you should have and perhaps your grades have suffered. The first thing to do is forgive yourself for your mistakes and make a conscious effort to make things right again. You can't wallow in the past, it will take too much of your time and keep you from moving forward. So forgive yourself and start afresh.

Set new goals

If you want to succeed, you need to set goals. Goal setting not only provides you with direction, but it also provides a benchmark for determining whether you are in fact succeeding.

Asses your current reality

Figure out where you stand in the bigger scheme of things. Perhaps you need to score atleast 80% on your next assignment to balance the scales, or perhaps you have a project that could help you tally up your score. Whatever the case, make sure you know exactly where you stand and what is needed to succeed. A conversation with your lecturer could help put things into perspective. Book an appointment and ask for help.

Jot down your plan

Now that you know what needs to be done, start writing down your plan. Perhaps you would like to schedule two hours every day to revise the day's work. Create your study plan and make sure that you stick to it. It's always advisable to place your plan where you will see it every day.

Stay positive

Maintaining a positive mindset is essential to tuning over a new leaf. In the words of Bo Bennett, "having a positive mental attitude is asking how something can be done rather than saying it can't be done."


Written by Karabo Keepile

Aug 12
RC Groundbreaker: Zanele Ngcobo - beauty queen, academic, foundation founder and coder

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Zanele Ngcobo is many things, but one dimensional is not one of them. Born and bred in Zone 7 Meadowlands, Zanele grew up with good role models and an upbringing she believes moulded her into the dynamic young woman she is today.

"Growing up I was greatly influenced by my sisters. They believed that I could do anything, so I believe that's why I feel like I can be and do anything. I was taught from a young age that you can be that person that you dream of being."

Getting to know Zanele

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In 2017 Zanele was crowned Miss Teen Soweto. "This was my very first pageant and therefore wining was very overwhelming because I was in Grade 11 and I still had to prepare for Matric." But despite the challenges Zanele took on the title with awe-inspiring grace, even graduating with three distinctions from Letsobogo Girls High in 2018.

"Brains do count with Miss Teen Soweto its not just about beauty or your walk.  The peageant takes one on a journey to explore what's on the inside and outside."

Zanele is also the founder of the Flower Vision Foundation, an organisation she initiated to create confidence and instil the very same self believe she grew up with among youngsters from her community. "I realised that many children from disadvantaged backgrounds grow up thinking very little of themselves and most don't give themselves permission to dream big enough. We want them to be extraordinary. We want to offer them hope, despite where they find themselves now."

The first initiative the Foundation held was in October last year when they held an event at Nkone Maropeng Primary School for Orphaned children ahead of Christmas. We expected around 50 children but over 60 showed up," recalls Zanele. "We gave them presents, played games and had a fun day. This year we plan to host a camp where we invite both young boys and girls and encourage them to express how they feel and give them space to voice their dreams."

Stepping outside your comfort zone

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"I wasn't comfortable at first after winning Miss Teen Soweto because I thought people were probably asking themselves who is this girl. But I realised that I had to be comfortable with who I am. Trying to imitate someone wasn't going to help me. Being myself was the most comfortable thing I could do. I realised I won't be the next Bonang, but I will be the next Zanele Ngcobo."

Building lasting positive relationships

Zanele believes that it is very important for women and girls to build positive relationships with each other as at the end of the day we understand our struggles. "It's important that we connect with each other, that we don't throw shade towards each other and that we rid ourselves of all negative vibes," adds Zanele. "I made a very good friend through Miss Teen Soweto and even now we still talk and help each other. I wouldn't say all platforms do this, but this is definitely possible through Miss Teen Soweto.

Plans for the future

Zanele is currently completing her IIE Higher Certificate in Information Technology (IT) in Support Services at IIE Rosebank College. Her goal is to combine IT and medicine and to also bring coding to her community. "In the next 5 years I would like to have my own APP which enables children 6 years and older to design websites, code and learn programming, so that they too are ready for the Fourth Industrial Revolution. I would also like to have my own computer centre where children can broaden their perspective and learn how to code and therefore use their time more constructively during school holidays.


Written by Karabo Keepile 

Jul 18
The significance of Nelson Mandela Day?


Nelson Mandela Day is an annual international day in honour of Nelson Mandela, celebrated each year on Mandela's birthday, 18 July. The day was officially declared as Mandela Day by the United Nations in November 2009, with the first UN Mandela Day held in 2010.

Mandela Day is a global call to action that celebrates the idea that everyone has the power to transform the world, the ability to make an impact. This year's Mandela Day campaign message is "Nelson Mandela has fought for social justice for 67 years. We're asking you to start with 67 minutes."

IIE Rosebank College National office will be visit and donate essentials to the Orlando Children's Home to celebrate.

We asked some IIE Rosebank College members of staff what Nelson Mandela Day means to them.

"The day means giving back to the less fortunate. Yes, you can do it every day but, on this day, it's about being considerate, doing something for those less fortunate, your community or others in general," says Wanga Nemavhola.  Reamogetse Mautlane agrees. "Nelson Mandela sacrificed so much of his life for us, and it's a reminder to do for others, just as he did for us."

Nakedi Montsho believes Nelson Mandela Day should be everyday if it is to have any kind of impact. "I have a problem with the fact that Nelson Mandela Day is just for one day. There is no value if we do something for those in need for one day only and leave them to suffer the other days."

"For me Nelson Mandela Day represents two things, optimism and hope. There is value in paying it forward. It isn't about giving but making it easier for someone else who is coming behind you.  It's about asking yourself what you can do to make things better and thus encouraging a culture of paying it forward," says Patience Molepo.

Suggestions of things you can do

According to the Nelson Mandela Foundation you could.

  • Put together stationary packs (pens, stickers, coloured paper, scissors etc) for teachers at an under-resourced school.
  • Do a neighbourhood clean-up armed with plastic gloves and black bags.
  • Donate your time at a haven or shelter.
  • Make 'care kits' (including a comb, toothbrush, toothpaste, soap, face cloth, etc) for patients at a nearby government hospital.
  • Organise a fun outing for children at an HIV/Aids home.
  • Donate blood.

For more suggestions on what you can do visit

"For me Nelson Mandela is about giving back to the less fortunate in any way. One may donate clothes, food, toiletries etc or even give their time to do something helpful and impactful for others. It is also a day that reminds us to celebrate the life of Tata Nelson Mandela and to be grateful for everything he has done that contributes to the 25-year democracy we have," says Mantshadi Photolo.


Jul 09
Saving for your future


What is your relationship with money like? Do you find yourself scraping to reach the end of each month, or are you savvy with your money? Learning how to save is the first step in taking control of your finances.

Start today and thank yourself later.

Note your expenses

Do you know how much you spend? Keep track of all your expenses, this includes every chocolate, all airtime and transport money that you use. Once you have your numbers, note how much you need to survive the month.

Create a budget

Now that you know how much you spend, record your expenses into a workable budget. Your budget should outline how your expenses measure up to your income, so that you can plan your spending and limit overspending.

Start saving

After setting your budget, start to save 10% to 15% of your income. If your expenses are so high that there is nothing to save, then it may be time to cut back. You could start by identifying the non-essentials that you can live without or can afford to spend less on, such as going out. Remember, your savings should be included in your budget as a regular expense.

Set a goal

Saving for the sake of saving is not very effective but saving with a goal in mind is. Think about what it is you want. Perhaps you would like to save to buy a car, study further or travel? Figure out how much you will need, and how long it will take you to save for it.

Make saving automatic

Create an arrangement with your bank to automatically deduct your savings from your account. In that way you are less tempted to touch this money for your short-term needs.

Watch your savings grow

Now that you have hit the ground running, check your progress monthly. You may need to adjust, but one thing is for sure, you will be inspired to stay committed to your goal when you see how much you have or you may just identify other ways to reach your target quicker. 


Written by Karabo Keepile 

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